Restaurant
Insurance
There are many ingredients needed to run a successful business. Restaurant insurance helps protect you from the risks you face, so you can put your focus where it belongs — your food and your customers. We offer all-in-one package or mono-line coverage.
Get a Restaurant Quote →EVERYTHING YOUR RESTAURANT NEEDS TO BE PROTECTED
Failing to properly insure your restaurant leaves your business exposed to many risks. We specialize in covering restaurants just like yours and have established relationships with brokers and carrier partners to make sure there are no gaps in your coverage.
Property
Covers your building, kitchen equipment, furniture, signage, and inventory against fire, theft, vandalism, and other covered perils.
General Liability
Protects against customer injury claims, property damage, and other third-party lawsuits. Essential for any dine-in operation.
Liquor Liability
If you serve alcohol, you need this. Covers claims arising from alcohol-related incidents involving customers you served.
Business Income
If a covered event forces you to close temporarily, business income coverage reimburses lost revenue and ongoing expenses while you get back on your feet.
Workers Compensation
Required in most states for employers. Covers employee injuries, medical costs, and lost wages — protecting both your team and your business.
Data Breach
If your POS system or customer data is compromised, data breach coverage handles notification costs, legal fees, and remediation expenses.
NOT A DINE-IN RESTAURANT? WE CAN STILL HELP.
Other food businesses have similar but not identical needs. We work with specialized carriers for these types of operations too.
Coffee Shops
Specialized policies for café and coffee shop operations
Food Trucks
Mobile food unit coverage including vehicle and liability
Caterers & Bars
Event-focused and bar-specific policies built for your business model
FOCUS ON YOUR FOOD. WE’LL HANDLE THE RISK.
We’ve established relationships with brokers and carrier partners to make sure there are no gaps in your restaurant’s coverage.