Condo
Insurance
When buying a condo, it’s critical to get a copy of the CC&Rs before your purchase so you know what coverage you need. The condo association typically only covers the building exterior and common areas — everything inside your unit is your responsibility.
Get a Condo Quote →WHY MOST CONDO OWNERS ARE UNDERINSURED
A lot of condo owners don’t have proper coverage because a review of the Covenants, Conditions & Restrictions was never done. Your association’s master policy covers far less than most people assume. We review the CC&Rs with you to find every gap before it costs you.
What the Association Covers
The building exterior, common areas — lobbies, hallways, pools, parking — and utilities running to your unit. Everything inside your walls is your responsibility.
What You Need to Cover
The interior of your unit — drywall, paint, flooring, cabinets, fixtures, electrical wiring — plus all of your personal belongings and liability coverage.
The CC&R Review
We review the CC&Rs with you, assess your finishes, discuss contents, and make sure there are no gaps in your coverage before something happens.
KNOW EXACTLY WHAT YOU’RE COVERED FOR
We review your CC&Rs, assess your finishes, and make sure there are no gaps before something happens.