Commercial Property

At Arae Insurance, our Commercial Property Insurance solutions are designed to comprehensively safeguard your business assets. We provide a range of coverages tailored to meet your specific needs:

 

Buildings Coverage

This coverage protects against damage to your commercial buildings caused by various perils, including theft, fire, vandalism, break-ins, lightning, wind, falling objects, and explosions.

 

Business Personal Property Coverage

Safeguard your personal property used for business operations, ensuring protection against potential losses.

 

Business Income Coverage

Reimbursement for lost income and other expenses incurred while your business is temporarily closed after a covered peril, allowing you to recover and rebuild.

 

Windstorm/Hail Coverage (Coastal Properties)

Specifically designed for coastal properties, this coverage pays to repair or replace property damaged by hail and windstorms.

 

Flood Coverage

Comprehensive coverage for your building and its contents, protecting against water damage resulting from floods.

 

General Liability (Lessors Risk) Coverage

Protects you in case a third party sues you for property damage or bodily injuries sustained while on your premises, ensuring your liability is appropriately covered.

 

Umbrella/Excess Liability Coverage

Offers an additional layer of protection beyond the existing coverage limits of your other commercial policies, providing peace of mind against unforeseen circumstances.

 

Hired and Non-Owned Auto (Delivery) Coverage

Covers legal expenses, attorney fees, medical bills, and repair costs arising from at-fault accidents caused by your hired vehicles. This coverage is essential for businesses involved in delivery services.

 
 

At Arae Insurance, we prioritize your business’s security, offering tailored Commercial Property Insurance solutions to meet the diverse challenges you may face. Trust us to provide comprehensive coverage and peace of mind for your commercial endeavors.