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Commercial Insurance

Commercial Property
Insurance

Your commercial property is one of your biggest business assets. We offer comprehensive property insurance solutions to protect your buildings, contents, income, and liability — so an unexpected event doesn’t become a financial disaster.

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Coverage at a Glance
Buildings Coverage
Business Personal Property
Business Income / Interruption
Windstorm & Hail (Coastal)
Flood Coverage
General Liability & Umbrella
Hired & Non-Owned Auto
Full Coverage Breakdown

EVERYTHING YOUR BUSINESS PROPERTY NEEDS

We offer the following coverages as part of our commercial property insurance solutions, tailored to your specific property type and location.

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Buildings Coverage

Covers damage to your commercial buildings caused by theft, fire, vandalism, break-ins, lightning, wind, falling objects, and explosion.

🖥️

Business Personal Property

Protects personal property used for business operations — equipment, inventory, furniture, and more — inside or temporarily outside the building.

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Business Income

Reimburses lost income and ongoing expenses while your business is temporarily closed after a covered peril. Don’t let a disaster become a permanent closure.

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Windstorm & Hail

For coastal or storm-prone properties. Pays to repair or replace property damaged by hail and windstorms — critical coverage in Texas and the Southeast.

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Flood Coverage

Covers your building and its contents from flood water damage. Standard commercial property policies typically exclude flood — this fills that gap.

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General Liability

Protects you in case a third party sues you for property damage or bodily injuries sustained while on your premises. Essential for any commercial property owner.

☂️

Umbrella / Excess Liability

Provides protection beyond the existing coverage limits of your other commercial policies. When serious claims exceed your base policy, umbrella steps in.

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Hired & Non-Owned Auto

Covers legal expenses, attorney fees, medical bills, and repair costs from at-fault accidents caused by hired or employee-owned vehicles used for your business.

PROTECT YOUR COMMERCIAL PROPERTY

Free, no-obligation quote from independent agents who shop multiple carriers for the best commercial property solution.